Terms of Use

Terms of Use

Effective Date: [Insert Date] Last Updated: [Insert Date]

Welcome to Legal Modele (https://legalmodele.com/). By accessing or using our website, you agree to comply with and be bound by the following Terms of Use. Please read them carefully. If you do not agree to these terms, you should not use this website.

1. Acceptance of Agreement

You agree to the terms and conditions outlined in this Terms of Use Agreement (“Agreement”) with respect to our site (the “Site”). This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties, and understandings.

2. Services Provided

Legal Modele provides information, resources, and tools related to various insurance categories, including but not limited to:

  • Dental Insurance

  • Travel Insurance

  • Insurance Cost Comparisons

  • Insurance Claim Guides

  • Car Insurance

  • General Insurance Education

Legal Modele is not an insurance carrier. We are an information portal [and/or broker/agent, if applicable]. We do not issue insurance policies or guarantee the approval of any insurance application.

3. No Professional Advice

The content on this Site is provided for general informational purposes only. It does not constitute financial, legal, or professional insurance advice. You should consult with a licensed insurance agent or professional advisor before making any decisions based on the information found on this Site. Your use of any information or materials on this website is entirely at your own risk.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information regarding insurance costs, claims, and coverage, insurance rates and terms change frequently. Legal Modele does not warrant the accuracy, completeness, or timeliness of the information provided.

5. Third-Party Links and Providers

The Site may contain links to third-party websites (e.g., insurance carriers or quote engines).

  • We have no control over the content or privacy practices of these sites.

  • Any dealings you have with third parties found through the Site are solely between you and the third party.

  • Legal Modele is not responsible for any loss or damage incurred as a result of such dealings.

6. Insurance Claims and Quotes

  • Quotes: Any insurance quotes generated through the Site are estimates and are not binding. Final premiums are determined by the insurance provider after a full application process.

  • Claims: Legal Modele provides guides on insurance claims; however, we do not process claims. All claims must be filed directly with your respective insurance provider.

7. Intellectual Property

The content, organization, graphics, design, and other matters related to the Site are protected under applicable copyrights and trademarks. The copying, redistribution, use, or publication by you of any such matters or any part of the Site is strictly prohibited without our express written permission.

8. User Conduct

By using this Site, you agree:

  • Not to use the Site for any unlawful purpose.

  • Not to provide false or misleading information when requesting insurance quotes.

  • Not to attempt to interfere with the proper working of the Site or bypass any security measures.

9. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED “AS-IS.” TO THE FULLEST EXTENT PERMISSIBLE BY LAW, LEGAL MODELE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

10. Limitation of Liability

Legal Modele shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or the inability to use the Site or for the cost of procurement of substitute services.

11. Privacy Policy

Your use of the Site is also subject to our [Privacy Policy], which is incorporated into these Terms of Use by reference.

12. Changes to Terms

We reserve the right to change these Terms of Use at any time. Updated versions will be posted on this page with an updated “Last Updated” date. Your continued use of the Site after changes are posted constitutes your acceptance of the modified terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Your Country/State], without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Email: [Insert Contact Email] Website: https://legalmodele.com/contact/